Services

Home Purchases & Refinances

Allow me to answer any questions you may have to set yourself up for success in the marketplace:

Residential and investment real estate
Market trends
The real estate buying and selling process

Loan Products & Programs

Conventional Loans (3% and 5% down programs available)
Jumbo Loans
FHA Loans
VA Loans
USDA Loans
Manufactured Home Loans
Down Payment Assistance
Buy-Down Programs for Help with Higher Interest Rates
Rate/Term and Cash-Out Refinances
And so much more...

About

Jimmy does home loans! Having worked in finance for over 20 years, Jimmy offers incomparable customer service as well as the knowledge and expertise you would expect from the person assisting you with one of the biggest purchases of your life. Patient, accessible, and determined Jimmy cares deeply about each person he works with - buyer, agent, or builder. When he's not closing loans, Jimmy enjoys spending time with his wife and three children, watching wrestling, and having a good laugh. When you're ready to buy, be sure to call Jimmy, because Jimmy is good at what he does and Jimmy does home loans!

Referrals

Ruth Graham

Tonya Anderson

Ruth Graham

Realtor

Valder Ned

Tonya Anderson

Ruth Graham

Realtor

Jasmine King

Tonya Anderson

Realtor

Tonya Anderson

Guided Insurance

Roxi Perkins

Insurance

Summer Dacus

Roxi Perkins

Insurance

Ryan Scott

Roxi Perkins

Rocky Farmer

Realtor

Rocky Farmer

Roxi Perkins

Rocky Farmer

Realtor

Terance McCleskey

Realtor

Aja Small

Terance McCleskey

Realtor

Natasha Walters

Terance McCleskey

Carlette Edwards

Realtor

Carlette Edwards

Terance McCleskey

Carlette Edwards

Realtor

NMLS ID#: 647127 Lower, LLC Equal Housing Opportunity Lender. NMLS ID#:1124061 www.nmlsconsumeraccess.org

Consumers wishing to file a complaint against a banker or a residential mortgage loan originator should complete and send a complaint form to the Texas department of savings and mortgage lending, 2601 North Lamar, suite 201, Austin, Texas 78705. Complaint forms and instructions may be obtained from the department’s website at www.sml.texas.gov. A toll-free consumer hotline is available at 1-877-276-5550. The department maintains a recovery fund to make payments of certain actual out of pocket damages sustained by borrowers caused by acts of licensed residential mortgage loan originators. A written application for reimbursement from the recovery fund must be filed with and investigated by the department prior to the payment of a claim. For more information about the recovery fund, please consult the department’s website at www.sml.texas.gov.

Your Home Loans Specialist

Call Me Now

Down Payment Assistance Available

Temporary Buydowns

Services

Home Purchases & Refinances

Loan Products & Programs

About

Social

Referrals

Ruth Graham

Tonya Anderson

Ruth Graham

Valder Ned

Tonya Anderson

Ruth Graham

Jasmine King

Tonya Anderson

Tonya Anderson

Tonya Anderson

Tonya Anderson

Tonya Anderson

Roxi Perkins

Roxi Perkins

Roxi Perkins

Summer Dacus

Roxi Perkins

Roxi Perkins

Ryan Scott

Roxi Perkins

Rocky Farmer

Rocky Farmer

Roxi Perkins

Rocky Farmer

Terance McCleskey

Terance McCleskey

Terance McCleskey

Aja Small

Terance McCleskey

Terance McCleskey

Natasha Walters

Terance McCleskey

Carlette Edwards

Carlette Edwards

Terance McCleskey

Carlette Edwards

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NMLS ID: 647127

Jimmy Hicks, Jr.

Hours

Happy Closing Day!!! You could be next!!!

THAnk you!